Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Conquering Retirement Challenges for Women Looking ahead can help you conquer these unique obstacles. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.